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What Every New Driver Needs to Do to Prove No Fault In an Accident | Adulting

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When you’re buying your first car, the last thing that’s going to come to mind is car crashes. You’re going to want to think about fun things, like road trips, shopping trips, cruising around, singing loudly with your friends, and so much more. All of these things are so relaxing, but unfortunately, as a driver, you need to also consider the reality- the potential of getting into a crash. 

What Every New Driver Needs to Do to Prove No Fault In an Accident | Adulting

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In fact, if you were to get into a crash, the chances of you being blamed are just way higher! It’s not fair, but thankfully, you can protect yourself, and if you’re not at fault, you’ll still be able to prove this. So, with that said, here’s exactly how!

Do You Know What Your Insurance Covers?

Before anything else, make sure you really understand what your auto insurance covers. Never ever assume that you know what your insurance covers because the chances could be high that you’re wrong. So, with that said, just be sure to check out the fine print on your policy to see what’s covered under terms like liability, collision, and comprehensive. You have to know these, and knowing this stuff inside out will help you big time if you ever need to make a claim.

Consider Getting a Dash Cam

When you think of dash cams, what immediately comes to mind? The wacky videos on YouTube? Well, dash cams aren’t for entertainment; they’re needed. So, just think about installing a dash cam in your car. It’s like having an unbiased eyewitness who works 24/7. This is what so many people use when it comes to proving they’re not at fault. So, if you’re ever in an accident, footage from your dash cam can be super helpful to prove what really happened and make sure the truth comes out.

Document Everything

So this advice is low-hanging fruit, but again, as a new driver, you need to do what you can to prove you’re not at fault, and this is one of the ways. So, if you end up in a fender bender, try to keep a cool head and start documenting. 

Just snap pictures of the accident scene, the cars involved, the road conditions—everything. These details are invaluable when you need to explain what happened, either to your insurance company or in court. You might need to stand your ground on all of this, and don’t be clueless- the other party will take advantage of that. 

Know Which Professionals to Turn To

You’re far better off knowing in advance which car accident attorney you’re going to want to hire when the time comes (if it comes). So, with that said, when it comes to hiring professionals, whether it be an attorney or a mechanic, it’s best to do research far in advance. It’s next to impossible to do this when you’re not level-headed. 

Know How to Report an Accident

Sometimes, being the first person to report will help prove you’re not at fault. So, go ahead and get familiar with how accidents need to be reported in your area. Some places want you to call the cops for just about any bump, while others say it’s fine to just swap insurance info unless someone’s hurt. But in general, understanding these rules can save you a lot of headaches later on.

So I hope you guys found these tips helpful!

Do you know any other tips? Let me know in the comments below if you know any other tips that would be helpful during an accident.

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